Blackbox ia - BLACKBOX AI is the Best AI Model for Code. Millions of developers use Blackbox Code Chat to answer coding questions and assist them while writing code faster. Whether you are fixing a bug, building a new feature or refactoring your code, ask BLACKBOX to help. BLACKBOX has real-time knowledge of the world, making it able to answer questions …

 
Blackbox.ai is a platform that lets you create and customize your own AI assistant for coding questions and tasks. You can also chat with various AI experts in different programming …. Security health

The main motivation behind Explainable AI is to explain the logic behind black-box models. Explainable AI is used to eliminate historic biases from AI systems and enable decision-making with good accuracy and precision. It helps to build trust and reliability in automated decision-making systems where AI is used.Rigshospitalet University Hospital first installed the Black Box in a single OR for gynaecologic surgery in September 2020, and has gathered data on 800 operations to date (a mix of gynaecologic ...BLACKBOX.AI is a coding LLM designed to transform the way we create software. With BLACKBOX AI, you can naturally ask questions about your Github repository to get precise answers about your codebase, complete your code in a relevant way to code faster and better thanks to the suggestions made by our LLM, quickly generate commits by letting … Available in 20+ programming languages including Python, JavaScript, TypeScript, Go, Ruby and much more... Many programming language. Enjoy blackbox features in 20+ programming language. Automated suggestion. It suggests and completes code snippets, elements and function. Choose your own path. Choose only what's relevant code for you. {} Language. Mar 27, 2024 · Vamos a explicarte qué es y cómo funciona Blackbox AI, un recurso de inteligencia artificial que te ayuda a complicar el código de programación.Sistemas de IA como ChatGPT no suelen ser fiable ... Number of Current Jobs 1. Number of Past Jobs 2. Jason Sosa is the Founder/CEO at Blackbox AI. Additionally, Jason Sosa has had 2 past jobs including Partner at Chameleon Collective. Blackbox AI Founder/CEO Jun 2017. Organization Name. Title At Company. Start Date. End Date.Blackbox AI offers a forever free trial plus two paid subscription plans: Free – Limited access to test features. Good – $0.58/week – 1000 searches/month, 20 languages. Awesome – $0.96/week – Unlimited searches, 20+ languages. The free plan lets you experience Blackbox‘s capabilities without even needing a credit card. Encuentra la IA perfecta para cualquier tarea con nuestro buscador. Tenemos la base de datos más grande de AIs disponibles para cualquier caso de uso. Descubre las herramientas de IA más innovadoras y útiles para tus necesidades en nuestro blog. ¡Explora nuestra colección y descubre cómo la IA puede mejorar tu vida y tu trabajo! r/blackbox_ai: The official subreddit to discuss all things BLACKBOX AI. BLACKBOX AI is an AI-powered coding assistant providing efficient real-time…Pros Cons ; 1. High Accuracy: Blackbox AI models often achieve high accuracy and effectiveness in making predictions. 1. Lack of Transparency: The internal workings of black box AI systems are hidden, leading to a lack of transparency. 2. Effectiveness in Predictions: They are highly successful in tasks like image recognition, …Blackbox AI refers to machine learning models that are difficult or impossible to interpret or explain. These models are often referred to as "black boxes" because the user has no visibility into ...BLACKBOX AI is a Chrome extension that will allow you to quickly and efficiently copy codes from videos, images, PDFs, and other formats that appear on the screen. Best of BLACKBOX AI is that it is powered by artificial intelligence, giving developers the ability to auto-complete code in More than 20 programming languages, including Python ... BLACKBOX là trợ lý viết mã do AI hỗ trợ, nếu bạn sử dụng một cách hợp lý bạn có thể Code nhanh hơn và tốt hơn 10 lần. {Code} Tự động điền dễ dàng: Hỗ trợ lập trình với hơn 20 ngôn ngữ lập trình bao gồm Python, JavaScript, TypeScript, Go, Ruby và nhiều 1.1. Born of AI. AI changes almost every sector globally, e.g., enhancing (digital) healthcare (e.g., making diagnosis more accurate, allowing improved disease prevention), accelerating drug/vaccine development and repurposing, raising agricultural productivity, leading to mitigation and adaptation in climate change, improving the efficiency of manufacturing …Blackbox AI offers a forever free trial plus two paid subscription plans: Free – Limited access to test features. Good – $0.58/week – 1000 searches/month, 20 languages. Awesome – $0.96/week – Unlimited searches, 20+ languages. The free plan lets you experience Blackbox‘s capabilities without even needing a credit card.BLACKBOX.AI is a coding LLM designed to transform the way we build software. BLACKBOX.AI’s coding capabilities over the past 12 months have expanded significantly. 1. Natural Language to Code. BLACKBOX is built to answer coding questions and assist you write code faster. Whether you are fixing a bug, building a new feature or …We're a funded Generative AI Startup looking for a Senior Python Developer for a remote team. DM me with your CV and Github and let's talk! 🚀 You'll be working on PAL decision trees, structured outputs from docs, task flow generation, Multi-agent tweaking, Explainable ai, task flow generation, WhatsApp integration, creating & Executing PAL decision trees, …The topics discussed in this article were also subject of a talk given at the University of Applied Sciences Upper Austria in March 2021. Understanding Black-Box ML Models with Explainable AI was originally published in Dynatrace Engineering on Medium, where people are continuing the conversation by highlighting and responding …Description. {Code} As Fast As You Think! BLACKBOX is the fastest way to extract code from videos! 🎉 It's a pretty crazy idea, we know. But you'll be amazed at what you can do … Black Box, a leading ICT Global Solutions Integrator and solutions specialist, is committed to delivering excellence in digital infrastructure solutions. With a strong focus on innovation, expertise, and customer-centricity through tailored Professional & Managed Services, Black Box provides comprehensive and cutting-edge products and solutions ... One key to successful glass box AI is increased human interaction with the algorithm. Jana Eggers, CEO of Boston-based AI company Nara Logics, said that strictly black box AI reflects both human bias and data bias, which affect the development and implementation of AI. Explainability and transparency begin with context provided by …Sep 24, 2023 · AI. Black-box models became frequently used solutions in artificial intelligence (AI) systems due to their highly accurate results. However, they often lack legitimacy thanks to the inherited ... Mar 27, 2024. Both Blackbox AI and ChatGPT offers IA solutions for developper to improve their productivity. So which solution is better for code? We’ve compiled a comparison …Pros Cons ; 1. High Accuracy: Blackbox AI models often achieve high accuracy and effectiveness in making predictions. 1. Lack of Transparency: The internal workings of black box AI systems are hidden, leading to a lack of transparency. 2. Effectiveness in Predictions: They are highly successful in tasks like image recognition, …Mar 16, 2024 · Inspiration and Code Generation. Use your image as inspiration to generate ideas or code for your project. Step 1: Open the Blackbox AI web app or mobile app. Step 2: Look at the different features available, like code generation, code chat, or search. Step 3: Describe your desired outcome in plain English, taking inspiration from the image. Generally, the Black Box Problem can be defined as an inability to fully understand an AI’s decision-making process and the inability to predict the AI’s decisions or outputs. However, whether an AI’s lack of transparency will have implications for intent and causation tests depends on the extent of this lack of transparency.Download Desktop App. Rated 4.8/5 and +290,000 Installs. Video unavailable. Watch on YouTube.Introducing BLACKBOX AI, the ultimate game-changer for professionals in the coding world. This innovative technology is the all-in-one AI-powered coding assistant, designed to help customers code faster and better than ever before. With BLACKBOX by customers side, will unlock a whole new realm of efficiency and productivity in coding …Blackbox AI offers a forever free trial plus two paid subscription plans: Free – Limited access to test features. Good – $0.58/week – 1000 searches/month, 20 languages. Awesome – $0.96/week – Unlimited searches, 20+ languages. The free plan lets you experience Blackbox‘s capabilities without even needing a credit card.BLACKBOX AI is the Best AI Model for Code. Millions of developers use Blackbox Code Chat to answer coding questions and assist them while writing code faster. Whether you are fixing a bug, building a new feature or refactoring your code, ask BLACKBOX to help. BLACKBOX has real-time knowledge of the world, making it able to answer questions …Available in 20+ programming languages including Python, JavaScript, TypeScript, Go, Ruby and much more... Many programming language. Enjoy blackbox features in 20+ programming language. Automated suggestion. It suggests and completes code snippets, elements and function. Choose your own path. Choose only what's relevant code for …Opening the black box in AI medicine needs to take a stepwise approach. Small steps of biological explanation and clinical experience in ML algorithm can help to build trust and acceptance. AI software developers will have to clearly demonstrate that when the ML technologies are integrated into the clinical decision-making process, they can ...Github integration. BLACKBOX AI can perform tasks directly on your repository, such as generating issues from bug reports, commenting on code or improve code. To use it, you just need to link GitHub to BLACKBOX AI. On the sidebar menu, click on "Explore" and then select "Github Repos" to connect. Once connected, return to the same location to ...AI. Black-box models became frequently used solutions in artificial intelligence (AI) systems due to their highly accurate results. However, they often lack legitimacy thanks to the inherited ...Blackbox AI understands your intent and suggests relevant code snippets or even generates entire functions in over 20 programming languages. Say goodbye to frustrating syntax errors and hello to rapid development. 2. AI-powered Debugging: Debug like a pro! Blackbox AI analyzes your code, pinpointing potential issues and suggesting fixes.CodeFile.js. //Write code in this file to try Blackbox Code AutoComplete//Press Enter after each line you write//You will get the next line suggestion//Write your first line below. … Boost your coding skills and productivity with our cutting-edge AI Commit tool. Revolutionize your coding experience with intelligent solutions, tutorials, and real-time assistance. Dive into the world of programming with ease, leveraging our comprehensive knowledge base and advanced algorithms. Stay on top of the latest programming trends and techniques, empowering yourself with our powerful ... Oct 14, 2023 · Oct 14, 2023. Blackbox a code generating Ai tool. Artificial Intelligence (AI) has been a transformative force in various industries, powering everything from recommendation algorithms to ... How to use Black box AI in VS code !! Install and Use Step-by-step !! How to setup Black box 2023Topic Cover_____With Timeline1) What is Black Box AI -- 00:...Skybox AI: One-click 360° image generator from Blockade LabsCode Chat. BLACKBOX AI is a solution designed to answer your coding questions and help you write code faster and more efficiently. Whether you need to fix a bug, develop a …Image from Applied.AI. The accuracy vs. interpretability trade-off is based on a important assumption, namely that ‘explainability is an inherent property of the model’. I strongly believe however that with the right ‘interpretability techniques’, any machine learning model can be made more interpretable, albeit at a complexity and cost which is …May 26, 2023. 3 min read. Why We Need to See Inside AI’s Black Box. A computer scientist explains what it means when the inner workings of AIs are hidden. By Saurabh … BLACKBOX AI is the Best AI Model for Code. Millions of developers use Blackbox Code Chat to answer coding questions and assist them while writing code faster. Whether you are fixing a bug, building a new feature or refactoring your code, ask BLACKBOX to help. BLACKBOX has real-time knowledge of the world, making it able to answer questions ... ‘Black-box’ AI-based discrimination seems to be beyond the control of organisations that use itDescription. {Code} As Fast As You Think! BLACKBOX is the fastest way to extract code from videos! 🎉 It's a pretty crazy idea, we know. But you'll be amazed at what you can do …Github integration. BLACKBOX AI can perform tasks directly on your repository, such as generating issues from bug reports, commenting on code or improve code. To use it, you just need to link GitHub to BLACKBOX AI. On the sidebar menu, click on "Explore" and then select "Github Repos" to connect. Once connected, return to the same location to ...this video is demo how to convert image to code using blackbox ai toolBLACKBOX will properly write the commenting for your code files, wether it contains a few lines of code of 100s of lines of code. BLACKBOX Code Commenting works for all programming languages. 6. Commit Message Generation. Blackbox will properly write a commit message for the changes you made in your repo files. 7. Chat with your …BLACKBOX AI is the Best AI Model for Code. Millions of developers use Blackbox Code Chat to answer coding questions and assist them while writing code faster. Whether you are fixing a bug, building a new feature or refactoring your code, ask BLACKBOX to help. BLACKBOX has real-time knowledge of the world, making it able to answer questions … Get Started. Let’s give your business what it needs to grow. Full Name. 💻 About BLACKBOX AI. {Code} As Fast As You Think. Write and Review Code with the help of our AI-powered Code Chat. Seamlessly integrate BLACKBOX AI into your existing …Jan 21, 2023 · About Press Copyright Contact us Creators Advertise Developers Terms Privacy Policy & Safety How YouTube works Test new features NFL Sunday Ticket Press Copyright ... Why AI black boxes matter. In many cases, there is good reason to be wary of black box machine-learning algorithms and models. Suppose a machine-learning model has made a diagnosis about your health.It leverages machine learning to understand code patterns, requirements, and contexts, allowing it to produce code snippets, functions, and even complex algorithms. Blackbox is particularly useful for speeding up the coding process, especially for repetitive tasks and boilerplate code. ChatGPT takes a conversational approach to coding assistance.BLACKBOX AI is the Best AI Model for Code. Millions of developers use Blackbox Code Chat to answer coding questions and assist them while writing code faster. Whether you are fixing a bug, building a new feature or refactoring your code, ask BLACKBOX to help. BLACKBOX has real-time knowledge of the world, making it able to answer questions …Available in 20+ programming languages including Python, JavaScript, TypeScript, Go, Ruby and much more... Many programming language. Enjoy blackbox features in 20+ programming language. Automated suggestion. It suggests and completes code snippets, elements and function. Choose your own path. Choose only what's relevant code for …Veterans. Grad and Internship. Total Rewards. Technician Jobs at Black Box. I enjoy working at Black Box because the employees truly believe in the work they do and understand the by-product of our work, a happy customer. The executive team shares our vision and supports our efforts. Azara is a platform that enables you to create and manage your AI workforce. Our custom agents seamlessly integrate into your workflows, automating tasks and processing data for you. Think of Azara as a versatile toolkit of AI tools designed to streamline your white-collar work. We provide experts who educate you and assist in developing action ... Nov 18, 2023 · En el video de Hoy estaré probando está IA, AI, o Inteligencia Artificial que me recomendarón. Está IA esá PROGRAMADA para PROGRAMAR.-----... Available in 20+ programming languages including Python, JavaScript, TypeScript, Go, Ruby and much more... Many programming language. Enjoy blackbox features in 20+ programming language. Automated suggestion. It suggests and completes code snippets, elements and function. Choose your own path. Choose only what's relevant code for you. {} Language. r/blackbox_ai: The official subreddit to discuss all things BLACKBOX AI. BLACKBOX AI is an AI-powered coding assistant providing efficient real-time… Write Code better and faster. BLACKBOX AI is an AI coding assistant that helps developers by providing real-time code suggestions. Getting Started with BLACKBOX AI Extension Seamlessly integrate BLACKBOX AI into your existing workflow to supercharge your navigation experience. BLACKBOX will properly write the commenting for your code files, wether it contains a few lines of code of 100s of lines of code. BLACKBOX Code Commenting works for all programming languages. 6. Commit Message Generation. Blackbox will properly write a commit message for the changes you made in your repo files. 7. Chat with your …En el video de Hoy estaré probando está IA, AI, o Inteligencia Artificial que me recomendarón. Está IA esá PROGRAMADA para PROGRAMAR.-----...Why AI black boxes matter. In many cases, there is good reason to be wary of black box machine-learning algorithms and models. Suppose a machine-learning model has made a diagnosis about your health.BLACKBOX AI is the Best AI Model for Code. Millions of developers use Blackbox Code Chat to answer coding questions and assist them while writing code faster. Whether you are fixing a bug, building a new feature or refactoring your code, ask BLACKBOX to help. BLACKBOX has real-time knowledge of the world, making it able to answer questions … BLACKBOX là trợ lý viết mã do AI hỗ trợ, nếu bạn sử dụng một cách hợp lý bạn có thể Code nhanh hơn và tốt hơn 10 lần. {Code} Tự động điền dễ dàng: Hỗ trợ lập trình với hơn 20 ngôn ngữ lập trình bao gồm Python, JavaScript, TypeScript, Go, Ruby và nhiều 23 Nathalie Smuha, ‘From a ‘race to AI’ to a ‘race to AI regulation’: Regulatory Competition for Artificial Intelligence’ (2021) 13 Law, Innovation and Technology 57; see the legislative initiatives on AI in Brazil (Projeto de Lei n° 2338, de 2023), in China (2021 regulation on recommendation algorithms; 2022 rules for deep synthesis; 2023 draft …Black box AI systems for automated decision making, often based on machine learning over (big) data, map a user’s features into a class or a score without exposing the reasons why. This is problematic not only for lack of transparency, but also for possible biases inherited by the algorithms from human prejudices and collection …BLACKBOX AI is the Best AI Model for Code. Millions of developers use Blackbox Code Chat to answer coding questions and assist them while writing code faster. Whether you are fixing a bug, building a new feature or refactoring your code, ask BLACKBOX to help. BLACKBOX has real-time knowledge of the world, making it able to answer questions …Blackbox AI offers several pricing tiers to suit different needs: Good Developer ($0.75/week): This plan includes 1,000 text copied, 1,000 code searches, support for over 200 languages, best-in-class accuracy, and priority support. A free trial is available and you can cancel at any time .Generally, the Black Box Problem can be defined as an inability to fully understand an AI’s decision-making process and the inability to predict the AI’s decisions or outputs. However, whether an AI’s lack of transparency will have implications for intent and causation tests depends on the extent of this lack of transparency.May 14, 2023 · Pros of Blackbox AI. One of the biggest advantages of blackbox AI is that it can be highly accurate. Because these models are able to learn from vast amounts of data, they can often make ... But at an event in London this week, Google's cloud computing division pitched a new facility that it hopes will give it the edge on Microsoft and Amazon, which dominate the sector. Its name ...Artificial intelligence is growing ever more powerful and entering people’s daily lives, yet often we don’t know what goes on inside these systems. Their non-transparency could fuel practical problems, or even racism, which is why researchers increasingly want to open this ‘black box’ and make AI explainable. 01 December 2020.Code Chat. BLACKBOX AI is a solution designed to answer your coding questions and help you write code faster and more efficiently. Whether you need to fix a bug, develop a …One key to successful glass box AI is increased human interaction with the algorithm. Jana Eggers, CEO of Boston-based AI company Nara Logics, said that strictly black box AI reflects both human bias and data bias, which affect the development and implementation of AI. Explainability and transparency begin with context provided by …May 26, 2023. 3 min read. Why We Need to See Inside AI’s Black Box. A computer scientist explains what it means when the inner workings of AIs are hidden. By Saurabh …After all, the black box in A.I. isn’t a new problem due to new tech: Human intelligence itself is — and always has been — a black box. Let’s take the example of a human doctor making a ...Artificial intelligence is growing ever more powerful and entering people’s daily lives, yet often we don’t know what goes on inside these systems. Their non-transparency could fuel practical problems, or even racism, which is why researchers increasingly want to open this ‘black box’ and make AI explainable. 01 December 2020. Available in 20+ programming languages including Python, JavaScript, TypeScript, Go, Ruby and much more... Many programming language. Enjoy blackbox features in 20+ programming language. Automated suggestion. It suggests and completes code snippets, elements and function. Choose your own path. Choose only what's relevant code for you. {} Language. About Press Copyright Contact us Creators Advertise Developers Terms Privacy Policy & Safety How YouTube works Test new features NFL Sunday Ticket Press Copyright ...1.1. Born of AI. AI changes almost every sector globally, e.g., enhancing (digital) healthcare (e.g., making diagnosis more accurate, allowing improved disease prevention), accelerating drug/vaccine development and repurposing, raising agricultural productivity, leading to mitigation and adaptation in climate change, improving the efficiency of manufacturing …

Github integration. BLACKBOX AI can perform tasks directly on your repository, such as generating issues from bug reports, commenting on code or improve code. To use it, you just need to link GitHub to BLACKBOX AI. On the sidebar menu, click on "Explore" and then select "Github Repos" to connect. Once connected, return to the same location to .... Agena

blackbox ia

ChatGPT broke the Turing test — the race is on for new ways to assess AI. With an eerily human, sometimes delightful knack for conversation — as well as a litany of other capabilities ...BLACKBOX AI is the Best AI Model for Code. Millions of developers use Blackbox Code Chat to answer coding questions and assist them while writing code faster. Whether you are fixing a bug, building a new feature or refactoring your code, ask BLACKBOX to help. BLACKBOX has real-time knowledge of the world, making it able to answer questions … BLACKBOX AI is the Best AI Model for Code. Millions of developers use Blackbox Code Chat to answer coding questions and assist them while writing code faster. Whether you are fixing a bug, building a new feature or refactoring your code, ask BLACKBOX to help. BLACKBOX has real-time knowledge of the world, making it able to answer questions ... MIT researchers have now developed a mathematical framework to quantify and evaluate the understandability of an explanation. Modern machine-learning models, such as neural networks, are often referred to as “black boxes” because they are so complex that even the researchers who design them can’t fully understand how they …Code Chat. BLACKBOX AI is built to answer coding questions and assist you write code faster. Whether you are fixing a bug, building a new feature or refactoring your code, ask …Testing Framework for Black-box AI Models. Aniya Aggarwal, Samiulla Shaikh, Sandeep Hans, Swastik Haldar, Rema Ananthanarayanan, Diptikalyan Saha. With widespread adoption of AI models for important decision making, ensuring reliability of such models remains an important challenge. In this paper, we present an end-to-end generic …Artificial Intelligence (AI) grabs headlines with new tools like ChatGPT and DALL-E 2, but it is already here and having major impacts on our lives. Increasingly we see law enforcement, medical care, schools and workplaces all turning to the black box of AI to make life altering decisions– a trend we should challenge at every turn. The vast and …The main motivation behind Explainable AI is to explain the logic behind black-box models. Explainable AI is used to eliminate historic biases from AI systems and enable decision-making with good accuracy and precision. It helps to build trust and reliability in automated decision-making systems where AI is used.Black box AI is any type of artificial intelligence (AI) that is so complex that its decision-making process cannot be explained in a way that can be easily understood by humans. Black box AI is the opposite of explainable AI (XAI). Causes of black box AI include: Proprietary IT – the inner workings of an AI model are kept secret to protect ...Opening the black box in AI medicine needs to take a stepwise approach. Small steps of biological explanation and clinical experience in ML algorithm can help to build trust and acceptance. AI software developers will have to clearly demonstrate that when the ML technologies are integrated into the clinical decision-making process, they can ...‘Black-box’ AI-based discrimination seems to be beyond the control of organisations that use itBlack box machine learning models are predictive formulas, either too complicated for human understanding or proprietary code with purposefully hidden calculations 1,2.They are used for ...BLACKBOX.AI is a coding LLM designed to transform the way we build software. By building BLACKBOX.AI, our goal is to: 1. Accelerate the pace of innovation within companies by making engineers 10X faster in building and releasing products. 2. Accelerate the growth in software engineers around the world and 10X the number of engineers …Image from Applied.AI. The accuracy vs. interpretability trade-off is based on a important assumption, namely that ‘explainability is an inherent property of the model’. I strongly believe however that with the right ‘interpretability techniques’, any machine learning model can be made more interpretable, albeit at a complexity and cost which is …BLACKBOX.AI is a coding LLM designed to transform the way we build software. BLACKBOX.AI’s coding capabilities over the past 12 months have expanded significantly. 1. Natural Language to Code. BLACKBOX is built to answer coding questions and assist you write code faster. Whether you are fixing a bug, building a new feature or …The AI View Diff feature of BLACKBOX AI is a powerful tool that can help you to visualize and understand the differences between two code versions. This can be helpful for debugging, comparing different versions of code. Along with every change, Blackbox will generate a brief description you can use to have a better understanding of the ...Blackbox AI offers a forever free trial plus two paid subscription plans: Free – Limited access to test features. Good – $0.58/week – 1000 searches/month, 20 languages. Awesome – $0.96/week – Unlimited searches, 20+ languages. The free plan lets you experience Blackbox‘s capabilities without even needing a credit card.Generally, the Black Box Problem can be defined as an inability to fully understand an AI’s decision-making process and the inability to predict the AI’s decisions or outputs. However, whether an AI’s lack of transparency will have implications for intent and causation tests depends on the extent of this lack of transparency.CodeFile.js. //Write code in this file to try Blackbox Code AutoComplete//Press Enter after each line you write//You will get the next line suggestion//Write your first line below. …Blackbox Ai is such a wonderful tool for programmers. As a software developer myself, I am using it from a long time. Not just for beginners, It has a lot to offer for CS people and Engineers too. We can chat with it and it can help create reliable and efficient code. It's the new definition of coding.Washington, D.C. – Today, the Consumer Financial Protection Bureau (CFPB) confirmed that federal anti-discrimination law requires companies to explain to applicants the specific reasons for denying an application for credit or taking other adverse actions, even if the creditor is relying on credit models using complex algorithms..

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